When assessing your ability to pay back debt, Goldman Sachs 1 looks at multiple conditions before making a decision on your Apple Card application.
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You might need to verify your identity with a Driver license or State-issued Photo ID.Ĭonditions that might cause your application to be declined
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Learn how to lift your credit freeze with TransUnion. If you have a freeze on your credit report, you need to temporarily lift the freeze before you apply for Apple Card. Use two-factor authentication with your Apple ID. To get Apple Card, you must meet these requirements:īe 18 years or older, depending on where you live.īe a U.S. You can also contact Apple Support if you have questions about applying for Apple Card. While these scores can be informative, if they're not the FICO score that's used for your Apple Card application, they may not be as predictive of your approval. Personal finance companies, like Credit Karma, might display various credit scores, like TransUnion VantageScore. If you're combining accounts for Apple Card Family, some of the credit factors mentioned above may be considered for both co-owners when evaluating a combined credit limit for a co-owned Apple Card. If your application was declined, learn what you can do to try and improve your next application. If your application is declined or you reject your offer, your credit score isn't impacted by the soft inquiry associated with your application. If you accept your offer, a hard inquiry is made. If you apply for Apple Card and your application is approved, there's no impact to your credit score until you accept your offer. This article highlights a number of factors that Goldman Sachs uses, in combination, to make credit decisions but doesn't include all of the details, factors, scores or other information used to make those decisions.
Goldman Sachs 1 uses your credit score, your credit report (including your current debt obligations), and the income you report on your application when reviewing your Apple Card application. Learn about the key criteria used to determine whether your Apple Card application is approved or declined. How your Apple Card application is evaluated
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